Basic Personal Information
- Full Name: First name, middle name (if applicable), and last name.
- Date of Birth: To verify age and calculate premiums.
- Personal Identification Number: Such as Social Security Number.
- Gender: Information related to sex.
- Marital Status: Single, married, divorced, etc.
Contact Information
- Residential Address: Street, number, city, state, and ZIP code.
- Email Address: For communications and notifications.
- Telephone Number: Mobile and landline.
- Emergency Phone: Alternate contact.
Financial Information
- Annual Income: To assess ability to pay.
- Employment Details: Employer, occupation, tenure.
- Bank Account Number: For payments and collections.
Medical Information
- Medical History: Pre-existing conditions, treatments, and surgeries.
- Family Health History: Hereditary conditions.
- Current Medications.
- Medical Test Results.
- Healthcare Provider Information.
Insurance-Related Information
- Prior Insurance History.
- Details of Current Coverage.
- Policy Number.
Location and Activity Information
- Location Data.
- Website Browsing History.
- Mobile Application Data.
Preference and Behavior Information
- Communication Preferences.
- Purchasing Behavior.
Additional Information
- Identification Documents.
- Residency Certificates.
- Consents and Authorizations.
Uses of Information
- Risk Assessment: Medical, family, and financial history.
- Application Processing: Basic, contact, and banking data.
- Experience Personalization: Preferences and browsing behavior.
- Service Improvement: Feedback, usage data, and location.
- Legal Compliance: Documentation and authorizations.
- Claims Management: Medical information and providers.
- Market Research: Demographics and consumer behavior.
- Security and Fraud Prevention: Identification and financial data.
- Communication and Support: Contact information.
Confidentiality and Security
Your privacy is of the utmost importance. We will not share, sell, or rent your personal information to any third party under any circumstances.
Handling of Personal Information
Your information, including telephone number and consents, is used solely for authorized purposes. Unsolicited messages will not be sent, nor will your data be used for external commercial purposes.
Security Measures
- Advanced Encryption: Protection in transmission and storage.
- Restricted Access: Authorized personnel only.
- Up-to-Date Systems: Ongoing monitoring and security patching.
Commitment to Data Protection
We periodically review and update our security practices. Personnel receive training in privacy and data protection.
Right to Privacy
You may access, modify, or delete your information at any time. If you have questions regarding how your data is managed, you may contact us directly.